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About

Our mission is to empower individuals and families to build balance and resilience through personalized life and financial coaching. We cultivate self-awareness and confident decision-making to create clarity, purpose, and a fulfilling life.

We Empower Individuals and Families to Elevate with

Personalized Coaching

Tailored life and financial coaching designed to meet your unique goals, challenges, and aspirations.

Skill Development

Practical tools for self-awareness, financial literacy, and confident decision-making—empowering lifelong success.

Clarity & Direction

Guidance to help you define your values, set priorities, and align your actions with your life’s purpose.

Confidence Building

Proven strategies and unwavering support to help you overcome challenges and make empowered decisions.

Supportive Partnership

A safe, collaborative space where you feel supported, heard, and encouraged as you grow and transform.

Holistic Approach

A balanced focus on emotional, practical, and financial well-being—creating sustainable fulfillment for you and your family.

Your Future, Your Family, Your Freedom—It Starts Now.

Let’s create a plan that brings clarity, confidence, and lasting financial peace. You don’t have to do this alone.

If you like my work and you'd like to support me, you can also consider a donation > http://www.paypal.me/helloimnik. Thank you 😌

A quote that couldn’t be truer.

Prudence McDaniel | Empowerment & Financial Coach | Founder of PM Creative Life Coaching and Consulting

For over 40 years, Prudence McDaniel has been a guide, mentor, and advocate for individuals and families seeking clarity, confidence, and financial empowerment. As a certified life and financial coach, professional cellist, educator, international speaker, and best-selling author, she brings a unique depth of experience to her work—blending strategic insight with deep emotional understanding to help clients overcome obstacles and step into their full potential.

Prudence’s journey is one of resilience and transformation. A lifelong educator, she has mentored over 900 students, coaching them not only in music but in life, career decisions, and personal growth. Her own experience as a cancer survivor deepened her commitment to helping others navigate change, uncertainty, and financial challenges with strength and purpose. She understands firsthand what it means to adapt, to rebuild, and to create success on your own terms.

Her coaching philosophy is built on clarity, confidence, and empowerment—guiding clients through the complexities of decision-making, financial literacy, career transitions, and holistic well-being. Whether she’s helping parents plan for their child’s education, coaching teens on financial independence, or supporting women through career transitions and personal reinvention, Prudence creates a safe, strategic, and deeply supportive space for transformation.

At PM Creative Life Coaching and Consulting, she offers one-on-one and group coaching, live and online workshops, and the "From Home to College" program, equipping families with the financial and life skills needed to thrive. She helps clients align their decisions with their values, break through limiting beliefs, and take empowered action toward a future of stability, success, and fulfillment.

Prudence doesn’t just teach financial literacy—she helps clients rewrite their financial and personal narratives so they can rise with confidence, build stronger family foundations, and create lasting success.

Are you ready to take control of your future?

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For more information on how we can help, click the link below.

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Break free and move forward!